Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the use of the real estate crowdlending platform operated by Selxuni SpA (RUT 77.432.158-3), with registered address at Av. Apoquindo 4700, Office 1205, Las Condes, Santiago, Chile. By accessing and using the platform selxuni.com, you accept these terms in their entirety.
1. Definitions
"Platform" refers to the website selxuni.com and all associated digital services. "User" means any natural or legal person who accesses the Platform. "Investor" means the User who decides to participate in one or more real estate projects offered through the Platform. "Project" means each real estate investment opportunity published on the Platform, which includes a description, timelines, estimated returns, and specific conditions.
2. Requirements to invest
To participate as an Investor, you must: (a) be at least 18 years old; (b) hold a valid Chilean RUT or, in the case of foreigners, have legal residency and a provisional RUT; (c) complete the identity verification process (KYC) in compliance with anti-money laundering regulations; (d) declare the lawful origin of funds intended for investment; (e) read and accept the specific documents for each Project before investing.
3. Nature of investments
Investments made through the Platform constitute real estate crowdlending operations. Investors contribute capital destined for construction and real estate development projects in exchange for a proportional share of the project's profits. Investments do not constitute bank deposits and are not protected by the state deposit guarantee (FOGADE). All investments carry inherent risks, including the possible partial or total loss of invested capital.
4. Obligations of Selxuni
Selxuni commits to: (a) conduct due diligence on each project published on the Platform; (b) provide truthful and updated information on the status of projects; (c) manage Investor funds in segregated accounts; (d) distribute profits transparently and in accordance with established timelines; (e) comply with all applicable regulations established by the CMF and other regulatory entities.
5. Investment risks
The user acknowledges and accepts that: (a) all investment in the real estate market carries risks; (b) projected returns are estimates and do not constitute a guarantee; (c) project timelines may vary due to external factors such as municipal permits, weather conditions, or market conditions; (d) investment liquidity is subject to project timelines; (e) Selxuni does not guarantee the full recovery of invested capital.
6. Intellectual property
All content on the Platform, including texts, designs, logos, images, software, and databases, is the property of Selxuni SpA or its licensors and is protected by Law No. 17,336 on Intellectual Property of Chile. Its reproduction, distribution, or modification without prior written authorization from Selxuni is prohibited.
7. Limitation of liability
Selxuni shall not be liable for: (a) losses arising from investments made by the User; (b) service interruptions due to force majeure; (c) actions by third parties affecting real estate projects; (d) investment decisions made by Users based on information provided as referential. Selxuni's maximum liability for any claim shall be limited to the amount of commissions actually charged to the claiming User.
8. Dispute resolution
Any dispute arising from these Terms and Conditions shall preferably be resolved through direct negotiation. If an agreement cannot be reached, the parties shall submit to arbitration under the Rules of the Arbitration and Mediation Center of the Santiago Chamber of Commerce. The seat of arbitration shall be Santiago, Chile, and the language shall be Spanish.
9. Applicable law
These Terms and Conditions are governed by the laws of the Republic of Chile. Applicable laws include, among others, Law No. 19,496 on the Protection of Consumer Rights, CMF regulations on collective financing, and Law No. 19,628 on the Protection of Private Life.
10. Modifications
Selxuni reserves the right to modify these Terms and Conditions. Substantial modifications will be notified at least 30 days in advance through the Platform and by email. Continued use of the Platform after notification constitutes acceptance of the new terms.
11. Contact
For inquiries about these Terms and Conditions: Selxuni SpA, Av. Apoquindo 4700, Office 1205, Las Condes, Santiago, Chile. Email: legal@selxuni.com. Phone: +56 2 2987 4500.